Change Healthcare, Inc.

This docket consolidates claims arising from a 2024 ransomware attack against Change Healthcare, a healthcare payment-processing and claims-clearinghouse subsidiary of UnitedHealth Group, which disrupted claims processing and prescription services across a very large share of the U.S. healthcare system and exposed personal and health information for a substantial number of patients whose data flowed through Change Healthcare's systems. Centralized in the District of Minnesota, the docket carries 152 pending actions, one of the larger populations in the healthcare-sector data-breach category given the central, infrastructure-like role Change Healthcare plays in claims processing nationally.

For a funder, the scale and centrality of Change Healthcare within the healthcare payment ecosystem is the key underwriting fact: because a very large number of providers, pharmacies, and payers route claims data through Change Healthcare's systems, the affected population spans an unusually broad cross-section of the healthcare industry, and claim-specific diligence should identify the provider or payer relationship through which a given claimant's data was exposed. The scale of this breach also means settlement and claims-administration mechanics, once established, will likely be substantial and multi-year in nature.

As with other healthcare-sector data-exposure litigation, medical-lien considerations in the traditional sense do not apply to the data-breach claims themselves, even though the underlying data relates to healthcare. For a claimant group or firm with claims tied to this breach, Criterica Capital's commercial litigation finance line is the applicable structure, with diligence focused on the specific provider or payer relationship involved. A structural brief on this large, high-profile docket is available through Criterica Intelligence.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.