Frequently Asked Questions

Answers to the most common questions about pre-settlement funding.

Plain-language answers for plaintiffs, attorneys, and anyone exploring pre-settlement funding for the first time.

Categories
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Eligibility
Who qualifies for pre-settlement funding?
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Does my credit score affect my application?
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Do I need to be employed to qualify?
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What types of cases does Criterica Capital fund?
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Can I apply if I already have medical liens on my case?
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Application Process
How do I apply for funding?
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How long does the application process take?
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What documents are needed?
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Does my attorney have to be involved?
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Can I apply if my case has not been filed yet?
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Funding Mechanics
How much can I receive?
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How is the money delivered?
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What is the interest rate?
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Can I get additional funding if I need more later?
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Repayment
What happens if I lose my case?
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How is repayment handled?
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Does a longer case increase what I owe?
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Can I pay back the funding early?
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Legal Considerations
Is pre-settlement funding legal?
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Will funding affect my case or settlement?
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Does my attorney receive any benefit from my funding?
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Does funding count as income?
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Case-Specific Questions
Can I get funding for a workers' compensation case?
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Is funding available for mass tort cases?
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Can I get funding for a civil rights case?
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Do you fund cases outside the United States?
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Pre-Settlement Funding vs. Loans
What is the difference between pre-settlement funding and a lawsuit loan?
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Why is pre-settlement funding more expensive than a bank loan?
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Ready to apply?
Applications take less than five minutes. Most decisions within 24 hours.