You have the right to have your attorney review any funding agreement before you sign. Criterica Capital requires attorney acknowledgment of every funding agreement as a condition of funding. We do not fund cases without your attorney's review and written confirmation that you understand the terms.
You have the right to know the exact interest rate applied to your advance — stated clearly in the funding agreement and in the plain-language summary provided before signing. Criterica Capital uses simple interest only. No compound structures. No rate that changes after signing.
Before signing any funding agreement, you will receive a written plain-language summary that states: the total amount of your advance, the interest rate, how interest accrues, and the estimated repayment amount at different case durations. The full agreement is provided alongside it.
You have the right to repay your advance early at any time. Early repayment reduces your total cost — interest stops accruing on the date of repayment. There are no prepayment penalties, exit fees, or charges for repaying before your case resolves.
Your advance is non-recourse. If your case does not result in a recovery — if you lose at trial, your case is dismissed, or your settlement is less than the advance plus accrued interest — you owe nothing. The risk of loss is borne entirely by Criterica Capital, not by you.
Criterica Capital has no role in your case. We do not participate in settlement decisions, litigation strategy, or any communication with opposing counsel. All decisions about your case remain with you and your attorney. Our funding agreement explicitly prohibits any attempt to influence your legal strategy.
Applying for funding, the underwriting review, and the approval process are all free. You will not be charged any fee before funding is issued. All compensation is built into the funding agreement and is deducted only from settlement proceeds at closing.
You have the right to pricing that reflects the actual risk profile of your case — not a uniform rate applied to all plaintiffs regardless of case strength. Criterica Capital underwrites every case through predictive models trained on 106M+ real court records. Accurate risk assessment enables accurate pricing: you should not subsidize the cost of our uncertainty.
The price you pay should reflect your case — not someone else's uncertainty.
Most litigation funders price all cases in a category at roughly the same rate, regardless of individual case strength. When underwriting relies on intuition or relationship history, funders compensate by charging more to everyone — building margin to cover the uncertainty they cannot quantify.
A plaintiff with a strong case — documented liability, represented by an experienced firm, in a favorable jurisdiction — ends up subsidizing the pricing uncertainty created by weaker cases in the same product bucket. That is not accurate underwriting. It is averaging.
Criterica Capital underwrites each case individually through predictive models trained on 106M+ real court records. Win probability, settlement range, and expected duration are estimated for your specific case profile — not inferred from category averages. Better information produces more accurate pricing. Right 08 exists because our underwriting process enables it.