Pre-Settlement Funding

Non-recourse advances for injury cases. Not loans. No credit checks.

Receive a cash advance against your expected settlement, no monthly payments, no credit check, and no obligation to repay if your case does not resolve in your favor.

Criterica Capital provides pre-settlement funding to plaintiffs with qualifying personal injury, civil rights, and other cases. We work directly with your attorney to review your case and deliver funding within 24–48 hours of approval.

10,470
Production predictive models
16,302
Verified judges in the corpus
2.5M+
Cases analyzed by the model fleet
24-48 hrs
Typical decision window
How It Works

Funding decisions in 24–48 hours. Advances available the same week as approval.

01
Apply
Submit your case information online or by phone. No paperwork required from you. We work directly with your attorney.
02
Case Review
Our underwriting team contacts your attorney and reviews the merits of your case. Approval is based on your case, not your credit score.
03
Receive Funding
Approved applicants receive funds within 24–48 hours of attorney verification, delivered by check or wire transfer.
04
Repay at Settlement
If your case settles or results in a judgment in your favor, repay from your proceeds. If you lose, you owe nothing.
Why Criterica Capital
Non-Recourse
Advances range from $500 to $500,000 depending on case type and expected recovery. Repaid only from settlement proceeds — you owe nothing if your case does not resolve in your favor.
No Monthly Payments
0% interest until your case resolves. No payments, no accruing interest schedule — repayment comes only from your eventual settlement or award.
No Credit Check
Approval is based entirely on the merits of your legal claim, not your credit history or employment status.
24–48 Hour Decisions
Most applications are reviewed and decided within one business day of attorney verification. Advances available the same week as approval.
Flat Fee Structure
Transparent pricing quoted upfront. No compounding interest, no hidden charges, no surprises at settlement.
Attorney Coordination
We work directly with your legal team throughout the process so your case momentum is never disrupted.
Do You Qualify? (2 min)

Answer three quick questions.

01Do you have an attorney representing you on a contingency fee basis?
02Is your case currently filed and active in litigation?
03Did you suffer an injury or loss with documented evidence of fault?
Client Voice

“After my accident, I couldn't work for months. The advance helped me stay current on bills while my attorney fought for a fair settlement.”

Maria T.
Personal injury client, New York (2024)

“My client needed funds to cover medical costs during a 14-month PI case. The advance let her focus on recovery instead of finances.”

James R.
Plaintiff Attorney, Chicago (2024)

“Fast, professional, and no pressure. The team was upfront about every term before I signed anything.”

David K.
Auto accident client, Texas (2023)
Frequently Asked Questions

Common questions about pre-settlement funding, how it works, and what to expect from the process.

What happens if I lose my case?
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How long does approval take?
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How much can I receive?
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What types of cases qualify?
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Do I need an attorney to apply?
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How does repayment work?
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How We Underwrite

Every capital decision at Criterica Capital is underwritten against outcomes, not collateral. Our models are trained on real court records across US federal courts, state courts, and international jurisdictions.

We assess jurisdiction-level recovery rates, case-type outcome distributions, time-to-resolution curves, and attorney performance history before committing capital. No collateral. No credit check. Outcomes only.

01
Outcome models
10,470 predictive models across case types and jurisdictions
02
Court record depth
Verified decisions used in model training
03
Jurisdiction calibration
Circuit, district, and state-level recovery benchmarks
04
Recovery modeling
Expected value, settlement range, and duration estimates per case
Cases We Fund
Review all 14 case types we fund across personal injury, civil rights, and more.
Learn more →
States We Fund
Check availability in your state before applying.
Learn more →
Apply Now
Submit your information and we will contact your attorney within one business day.
Learn more →

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.