Pre-Settlement Funding

Non-recourse advances for plaintiffs.

Receive a cash advance against your expected settlement, no monthly payments, no credit check, and no obligation to repay if your case does not resolve in your favor.

Criterica Capital provides pre-settlement funding to plaintiffs with qualifying personal injury, civil rights, and other cases. We work directly with your attorney to review your case and deliver funding within 24–48 hours of approval.

$0M+
Total funded to plaintiffs
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Advances funded
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Unique cases funded
39 states
Available jurisdictions
How It Works

Funding decisions in 24–48 hours. Advances available the same week as approval.

01
Apply
Submit your case information online or by phone. No paperwork required from you. We work directly with your attorney.
02
Case Review
Our underwriting team contacts your attorney and reviews the merits of your case. Approval is based on your case, not your credit score.
03
Receive Funding
Approved applicants receive funds within 24–48 hours of attorney verification, delivered by check or wire transfer.
04
Repay at Settlement
If your case settles or results in a judgment in your favor, repay from your proceeds. If you lose, you owe nothing.
Why Criterica Capital
Non-Recourse
Advances range from $500 to $500,000 depending on case type and expected recovery. Repaid only from settlement proceeds — you owe nothing if your case does not resolve in your favor.
No Monthly Payments
0% interest until your case resolves. No payments, no accruing interest schedule — repayment comes only from your eventual settlement or award.
No Credit Check
Approval is based entirely on the merits of your legal claim, not your credit history or employment status.
24–48 Hour Decisions
Most applications are reviewed and decided within one business day of attorney verification. Advances available the same week as approval.
Flat Fee Structure
Transparent pricing quoted upfront. No compounding interest, no hidden charges, no surprises at settlement.
Attorney Coordination
We work directly with your legal team throughout the process so your case momentum is never disrupted.
Client Voice

“After my accident, I couldn't work for months. The advance helped me stay current on bills while my attorney fought for a fair settlement.”

Maria T.
Personal injury client, New York (2024)

“My client needed funds to cover medical costs during a 14-month PI case. The advance let her focus on recovery instead of finances.”

James R.
Plaintiff Attorney, Chicago (2024)

“Fast, professional, and no pressure. The team was upfront about every term before I signed anything.”

David K.
Auto accident client, Texas (2023)
Frequently Asked Questions

Common questions about pre-settlement funding, how it works, and what to expect from the process.

What happens if I lose my case?
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How long does approval take?
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How much can I receive?
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What types of cases qualify?
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Do I need an attorney to apply?
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How does repayment work?
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How We Underwrite

Every capital decision at Criterica Capital is underwritten against outcomes, not collateral. Our models are trained on 106M+ real court records across US federal courts, state courts, and international jurisdictions.

We assess jurisdiction-level recovery rates, case-type outcome distributions, time-to-resolution curves, and attorney performance history before committing capital. No collateral. No credit check. Outcomes only.

01
Outcome models
23,500+ predictive models across case types and jurisdictions
02
Court record depth
106M+ verified decisions used in model training
03
Jurisdiction calibration
Circuit, district, and state-level recovery benchmarks
04
Recovery modeling
Expected value, settlement range, and duration estimates per case
Cases We Fund
Review all 14 case types we fund across personal injury, civil rights, and more.
Learn more →
States We Fund
Check availability in your state. We currently fund in 39 states plus Washington DC.
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Apply Now
Submit your information and we will contact your attorney within one business day.
Learn more →