Can I Get More Than One Pre-Settlement Advance?

Yes — multiple advances are possible if your case continues to support them. Second advances are underwritten against the remaining net recovery after accounting for the first advance repayment.

Plaintiffs can receive more than one pre-settlement advance on the same case. If your initial advance was not sufficient to cover your expenses through the life of the case, you can apply for an additional advance from the same funder or a different one. The underwriting process for a second advance reviews the original advance balance (which will be repaid from settlement along with the new advance) and the remaining available net recovery.

The practical constraint on second advances is the remaining fundable equity in your case. If your first advance consumed a large percentage of your expected net recovery, there may not be sufficient remaining net proceeds to support another advance without the combined repayment consuming your entire settlement. The funder will model this carefully before approving any additional advance.

Second advances often take longer to approve than first advances because the underwriting must account for the existing advance balance, re-evaluate case progress, and determine whether the projected recovery has changed since the original application. If your case has developed in a way that strengthens the expected recovery (new evidence, successful motions, expert reports), this can support a higher second advance.

If you applied with Criterica Capital for your first advance, contact us directly to discuss a second advance. If you seek a second advance from a different funder, coordinate with your attorney — all funding agreements need to be disclosed, and your attorney will need to cooperate with the new funder's underwriting process.

Source: ALFA Consumer Litigation Funding Code of Conduct. Second advance eligibility depends on remaining case equity and state availability.

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