What Happens After You Receive Pre-Settlement Funding?

After funding is issued, your case continues normally. The funder plays no role in case strategy or negotiations. Repayment happens automatically at settlement through your attorney.

After you receive your pre-settlement advance, nothing about your case changes. Your attorney continues to handle all case strategy, negotiations, and litigation decisions. The funder has no right to participate in any of those decisions, no access to your case file beyond what was provided during underwriting, and no contact with you during the case about litigation matters. The advance is yours to use as needed.

The funding agreement is placed in your attorney's case file. At the time of settlement, your attorney will reference the agreement to calculate the repayment amount — principal plus accrued interest through the settlement date — and include it in the settlement disbursement calculations alongside attorney fees and medical liens.

If your case is taking longer than expected, you do not need to make any interim payments. Interest continues to accrue on the advance, but there are no payment milestones, no monthly statements, and no contact from the funder demanding payment before settlement. The entire repayment is deferred to case resolution.

If your circumstances change significantly — for example, if you need an additional advance, or if you want to understand the current repayment amount — contact your funder directly or work through your attorney. Criterica Capital is available to answer questions about your account and provide updated repayment estimates at any point during your case.

Source: ALFA Consumer Litigation Funding Code of Conduct — Funder conduct during the case period.

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