Title VII

The federal civil rights law prohibiting employment discrimination based on race, color, religion, sex, or national origin. Title VII claims form the core of most employment discrimination litigation and can be pursued as individual charges, pattern-or-practice suits by the EEOC, or private class actions. For funders, Title VII cases carry meaningful uncertainty around non-economic damages and jury behavior, requiring careful evaluation of the employer's exposure history and EEOC charge record.

Because Title VII cases carry meaningful jury unpredictability around non-economic damages, funders weight the employer's documented EEOC charge history and any prior pattern findings more heavily than they would in a wage claim, using that history as an objective proxy for exposure that doesn't depend entirely on how a jury reacts to a single plaintiff's story. Individual Title VII claims rarely meet standalone funding thresholds, which is why funders look for a pattern-or-practice angle or multi-plaintiff aggregation before sizing an investment.