Receivables tied to cases you do not control.
A practice that treats personal injury patients on a lien can be profitable on paper and short of cash for years. Criterica Capital evaluates lien receivables from the record of each underlying case and prepares them for independent buyers and capital providers, who decide whether to purchase or finance and on what terms.
A provider treating patients on lien holds a receivable whose value depends on how the underlying case resolves, not on the service delivered. At single-lien volume, that risk is priced case by case, on terms negotiated fresh each time. At network volume, that same process is slow, inconsistent, and gives a practice no real visibility into how its own receivable book is trending.
Criterica Capital helps prepare standing purchase terms for provider networks: an agreed framework, evaluated with the outcome intelligence built across Criterica's production model fleet, that a buyer can apply consistently to a practice's lien volume rather than renegotiating lien by lien. Independent buyers decide whether to agree. Where they do, liens move with less negotiation because the terms already exist, and the practice gets steadier cash flow instead of a queue of individual submissions.
The relationship also runs data back to the practice. Portfolio-level reporting shows how a network's lien book is trending, which liens are aging, and where collection risk is concentrated, visibility most practices do not otherwise have into their own receivables.
This is a different relationship than submitting an individual lien for purchase. A single-location practice with occasional lien volume is generally better served by a direct lien purchase; this page is built for networks with the volume to warrant standing terms and ongoing reporting.
Standing terms are set against current model coverage for the jurisdictions and case types in your book, disclosed plainly rather than assumed. Where a segment of your volume falls outside current coverage, that segment is evaluated separately or flagged for review rather than folded into a blended rate.
The institutional data partnership behind this relationship, coverage, governance, and reciprocal data terms, sits with Criterica Group's medical providers partner path. Standing terms and payment come from the independent buyer.
Structure a provider relationship
Tell us about your practice or network. We will scope volume, case mix, and jurisdiction coverage on the first call.
Prepare lien receivables for sale.
Questions
The receivable list: patient case reference, attorney, venue, case type, treatment dates and balance. No clinical detail is needed to evaluate timing and recovery.
Under a purchase, that depends on the buyer's terms. Under financing, the provider typically keeps the relationship.
Any provider carrying personal-injury liens: orthopedics, pain management, imaging, surgery centers, chiropractic and physical therapy.
Lien rules vary by state; ask when applying.
Each lien is tied to a case, and each case has a probability of recovery, an expected size and a duration, all readable from the record. Receivables on strong cases in fast venues are worth more. The buyer sets the price.