Cases We Fund›California Wildfire

Pre-settlement funding for California wildfire plaintiffs.

Property damage, personal injury, and wrongful death claims arising from utility-caused wildfires. Non-recourse advances for qualifying plaintiffs pending settlement or trial.

Overview

California wildfire litigation typically involves claims against investor-owned utilities — Pacific Gas & Electric (PG&E), Southern California Edison, and others — for igniting wildfires through electrical infrastructure failures. These cases involve inverse condemnation (in California, utilities are strictly liable for fire damage caused by their equipment), negligence, and nuisance theories. Major wildfires (Camp Fire, Tubbs Fire, Dixie Fire, Caldor Fire) have generated some of the largest personal injury settlements in California history.

What We Fund
Property destruction and loss claims against utility companies
Personal injury and wrongful death from fire, smoke inhalation, and evacuation-related incidents
Inverse condemnation claims under California's strict liability standard
Claims in PG&E, SCE, and other utility-involved wildfire proceedings
How It Works
01
Apply
Submit your claim information including the specific wildfire involved, property or injury description, and attorney information.
02
Documentation
Your attorney provides proof of loss, property records or medical records, and confirmation of case filing or claim submission.
03
Decision
California wildfire cases are assessed based on recovery probability, claim documentation, and expected timeline to resolution.
04
Funding
Wire transfer within one business day of approval.
What Makes a Qualifying Case

Not every claim is a fit for funding. The factors below are the ones our underwriting team weighs most heavily when evaluating this case type. Meeting them does not guarantee approval, but it indicates a claim well-suited for a pre-settlement advance.

A property, personal injury, or wrongful death claim arising from a utility-caused California wildfire
Documented loss — property records, proof of loss, or medical records — tied to the specific fire
A claim filed or submitted in the relevant utility wildfire proceeding or claims process, with retained counsel
An identified utility defendant or applicable settlement fund
Our Underwriting Approach

California wildfire underwriting leverages the state's inverse-condemnation standard, under which utilities are strictly liable for damage caused by their equipment — a favorable liability posture. We confirm the claim ties to a specific utility-caused fire, assess the documented loss, and evaluate the recovery path, whether through litigation or a utility settlement fund or trust. Expected recovery is modeled against the resolution history of comparable wildfire proceedings.

Typical Timeline

Wildfire recoveries depend heavily on the proceeding; settlement-fund distributions can take two to five years from claim submission to payment.

What You'll Need
01
Documented loss tied to a specific utility-caused fire, with retained counsel
02
Active claim in the relevant proceeding or claims process
03
An identified utility defendant or available settlement fund
Common Questions

Case-specific questions about this type of claim.

Full FAQ →
Can I get funding if my case is in a class action or mass tort proceeding?
Yes. We fund individual plaintiffs within wildfire mass tort proceedings on a case-by-case basis. Your individual claim value is assessed independently of the overall proceeding.
What if the utility has a claims program without litigation?
Some utilities offer pre-litigation claims resolution programs. If you have retained an attorney and are pursuing recovery through a formal claims process or parallel litigation, contact us to discuss your specific situation.
Ready to apply?
Applications take less than five minutes. Decisions within 24 hours in most cases.
Apply for Funding

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.