States We Fund

40 jurisdictions including Washington DC.

Criterica Capital currently provides pre-settlement funding across 39 states and the District of Columbia. We are actively working to expand coverage to the remaining states.

Available, 39 States + DC
Active funding available
Not Currently Available

The states listed below maintain champerty, maintenance, or barratry statutes that restrict or prohibit third-party litigation funding. Criterica Capital monitors regulatory developments in each state and will expand coverage as the legal landscape permits.

Alabama
Anti-champerty statute
Arkansas
Maintenance & champerty doctrine
Kentucky
No statutory safe harbor
Louisiana
Barratry provisions under civil law
Maryland
Champerty prohibitions apply
Minnesota
Regulatory review underway
Mississippi
Common law champerty restrictions
Nebraska
No third-party funding statute
North Carolina
Champerty prohibitions enforced
South Carolina
No funding framework — 2026–2027 reform expected
West Virginia
Champerty restrictions — legislative activity pending

State availability is determined by local regulations governing pre-settlement funding. States listed as "pending" are currently in the regulatory approval process. If you are in a state not currently served, contact us, we can advise on timing and alternatives.

Why Some States Don't Have Coverage

Pre-settlement funding is regulated at the state level. A combination of champerty and maintenance doctrines, interest rate caps, mandatory disclosure requirements, and attorney ethics rules creates different legal frameworks in each jurisdiction. States where we do not operate either prohibit third-party litigation funding explicitly or have regulatory environments that make compliant operations impractical.

Champerty & Maintenance Laws
Several states maintain common law champerty doctrines that prohibit third parties from having a financial interest in litigation. While courts have generally interpreted modern litigation finance as distinct from historic champerty, some jurisdictions have not updated their interpretation to accommodate structured non-recourse funding agreements.
Interest Rate Caps & Usury
Some states apply usury statutes to pre-settlement funding, treating the transaction as a loan subject to interest rate limits. Because pre-settlement funding is non-recourse, not technically debt, this classification is legally disputed, but the regulatory uncertainty makes compliant product design difficult without explicit statutory authorization.
Disclosure & Licensing Requirements
States in the "pending" category are actively developing pre-settlement funding regulations. South Carolina and West Virginia have pending legislative activity expected to conclude in 2026–2027. We are working with regulatory counsel in each jurisdiction and expect to launch as these frameworks finalize.
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Submit your application and we will confirm availability in your jurisdiction before any obligation.
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