Pre-settlement funding in Georgia

Pre-settlement funding rules in Georgia.

Georgia's 2-year statute of limitations for personal injury and significant auto accident litigation make it an active funding state. Criterica Capital prices matters here from the court record and brings them to capital partners built for each transaction.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Cases

Case types reviewed in Georgia

Each request is reviewed on its own facts and on Georgia rules.

Car Accident
Motor vehicle accidents involving passenger cars, rideshare vehicles, and commercial vehicles.
Truck Accident
Accidents involving semi-trucks, 18-wheelers, and commercial freight vehicles.
Motorcycle Accident
Injuries sustained in motorcycle collisions caused by negligent drivers, road hazards, or defective equipment.
Medical Malpractice
Claims arising from surgical errors, anesthesia complications, misdiagnosis, delayed diagnosis, birth injuries, and hospital negligence resulting in patient harm.
Premises Liability
Injuries occurring on another's property, including slip and fall accidents, negligent security, inadequate maintenance, elevator and escalator injuries, and construction site incidents.
Wrongful Death
Claims brought by surviving family members following the death of a loved one caused by another party's negligence, recklessness, or intentional misconduct.
Mass Torts / Class Action
Multi-plaintiff litigation including pharmaceutical drug injuries, defective medical devices, environmental contamination, and consumer product mass torts with strong liability evidence.
Product Liability
Injuries caused by defective or dangerous products, including design defects, manufacturing failures, inadequate warnings, and pharmaceutical liability claims.
Workers' Compensation
On-the-job injuries and occupational disease claims.
Workplace Discrimination
Claims under Title VII, the ADEA, ADA, and state equivalents, including race, sex, age, and disability discrimination, harassment, and retaliation matters.
Wrongful Termination
Unlawful dismissal cases including whistleblower retaliation, FMLA violations, breach of employment contract, and termination in violation of public policy.
Civil Rights
Claims under 42 U.S.C.
Jones Act / Maritime
Federal maritime law claims for seamen, offshore workers, and maritime employees injured in the course of their employment on vessels or navigable waters.
FELA (Railway Workers)
Claims under the Federal Employers' Liability Act for railroad workers injured on the job.
Sexual Abuse
Claims involving sexual abuse and assault, including institutional abuse cases against schools, churches, sports organizations, and other entities with supervisory responsibility.
California Wildfire
Property damage, personal injury, and wrongful death claims arising from utility-caused wildfires, including cases involving electrical infrastructure failure and inverse condemnation.
Slip & Fall Accidents
Injuries caused by wet floors, uneven surfaces, inadequate lighting, missing handrails, and other hazardous conditions on commercial or residential property.
State law

How Georgia regulates consumer legal funding

Statute
Georgia Courts Access and Consumer Protection Act (SB 69). O.C.G.A. Title 7, Ch. 10, §§ 7-10-1 et seq..
Rate or fee limit
No fixed percentage or APR cap. A financier's recovery is limited to a "proportional share" of proceeds rather than a numeric ceiling; financings of $25,000 or more can trigger joint-and-several liability for frivolous-litigation sanctions.
Disclosure
Written agreement with required consumer disclosures; 5-day right to cancel without penalty; agreements of $25,000+ are discoverable in the underlying case; financiers must register with the Georgia Dept. of Banking and Finance via NMLS; foreign-government-affiliated financiers are barred.

Reviewed September 17, 2026. Legal information, not legal advice.

Courts

The Georgia courts

Trial court
Superior Court
Limited courts
State Court, Magistrate Court, Probate Court
E-filing
statewide e-filing through the Georgia Odyssey eFileGA system
Business court
Georgia Business Court — a statewide specialized business-litigation court established in 2023
Champerty
Champerty is a disfavored, narrow doctrine in modern Georgia practice. No reported Georgia decision treats non-recourse third-party litigation funding, standing alone, as champertous — the doctrine's modern application is generally limited to a party that acquires a claim for the primary purpose of controlling and profiting from litigation it has no independent interest in.

Reviewed September 17, 2026. Read the full Georgia court profile on Criterica Intelligence

Terms

How terms are set for Georgia plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Process

How the process works in Georgia

  1. STEP 1
    Apply online
    Submit your case information in minutes. No credit check and no financial documents required.
  2. STEP 2
    Attorney review
    Criterica Capital contacts your attorney directly to obtain case documentation for review.
  3. STEP 3
    Provider decision
    Independent capital providers decide whether to fund and set their own terms. Timing depends on the case and on the provider.
  4. STEP 4
    Provider agreement
    If a provider funds the case, the provider's agreement states how and when funds are paid.
FAQ

Georgia funding questions

Reviewed September 17, 2026. Legal information, not legal advice.

Keep reading