Cases We Fund›Auto & Motor Vehicle

Pre-settlement funding for car accident plaintiffs.

Non-recourse cash advances for individuals with pending car accident claims. No credit check. No monthly payments. Repayment only from settlement proceeds.

Overview

Car accidents are the most common case type funded through pre-settlement advances. Whether the claim involves a rear-end collision, intersection accident, DUI driver, or highway incident, the structure of funding is the same: a non-recourse advance issued against the expected settlement or verdict, repaid only if the case resolves favorably.

What We Fund
All vehicle types: passenger cars, SUVs, trucks, rideshare (Uber/Lyft), taxis, and commercial vehicles
All collision types: rear-end, head-on, intersection, DUI, hit-and-run, and multi-vehicle
Injuries from minor to catastrophic: whiplash, fractures, TBI, spinal injuries, wrongful death
Active in 39 states and Washington DC
How It Works
01
Apply
Submit basic case information online or by phone. No financial documents required.
02
Attorney Review
We contact your attorney directly. They provide case documentation for underwriting.
03
Decision
Most car accident cases are approved or declined within 24 hours of receiving documentation.
04
Funding
Funds are wired directly to your bank account — typically within one business day of approval.
What Makes a Qualifying Case

Not every claim is a fit for funding. The factors below are the ones our underwriting team weighs most heavily when evaluating this case type. Meeting them does not guarantee approval, but it indicates a claim well-suited for a pre-settlement advance.

A documented collision with a clear at-fault party and available insurance coverage (the other driver, or your own UM/UIM policy)
Documented injuries supported by medical treatment — emergency care, imaging, physical therapy, or surgery
An attorney retained on a contingency fee basis who is actively pursuing the claim
A claim filed in one of the 39 states (plus DC) where we operate
Our Underwriting Approach

For car accident claims, our underwriting weighs liability clarity and the available policy limits against the documented injury. We assess the police report and any comparative-fault exposure, then model the expected net recovery after medical liens and fees using outcome data for comparable auto claims in the relevant jurisdiction. Clear rear-end and DUI cases with documented injuries underwrite quickly; disputed-liability and low-policy-limit cases require closer analysis of the realistic recovery.

Typical Timeline

Most car accident claims resolve within 12 to 24 months, though disputed-liability cases and those involving serious injury can run longer.

What You'll Need
01
Active, filed claim with retained contingency counsel
02
Documented injury with corresponding medical treatment
03
Identifiable insurance coverage or solvent at-fault party
Common Questions

Case-specific questions about this type of claim.

Full FAQ →
Can I apply if the accident was partially my fault?
Yes. Comparative fault states allow recovery even when you bear partial responsibility for the accident. Your net recovery will be reduced by your percentage of fault, which affects the maximum advance amount, but partial fault does not automatically disqualify a claim.
What if the other driver was uninsured?
We can fund cases where you have an uninsured motorist (UM) claim through your own insurer. The same underwriting process applies — we evaluate the UM policy limits and likelihood of recovery.
Does the accident need to have happened recently?
No minimum recency requirement. Cases can be funded at any stage of litigation, from early filing through trial. Cases closer to settlement often support larger advances.
Ready to apply?
Applications take less than five minutes. Decisions within 24 hours in most cases.
Apply for Funding