Construction and real estate disputes are highly state-specific. Lien priority rules, notice requirements, and arbitration clause enforceability vary materially across jurisdictions. Our outcome models are calibrated to state-level construction law, not national averages.
Mechanic's lien portfolio financing is a distinct product — we purchase or advance against lien portfolios held by subcontractors and material suppliers, priced against enforcement probability in the relevant state. Portfolio structures are available for lien enforcement law firms with recurring volume.
Every capital decision at Criterica Capital is underwritten against outcomes, not collateral. Our models are trained on 106M+ real court records across US federal courts, state courts, and international jurisdictions.
We assess jurisdiction-level recovery rates, case-type outcome distributions, time-to-resolution curves, and attorney performance history before committing capital. No collateral. No credit check. Outcomes only.