Premises Liability Funding in Georgia

Premises Liability Lawsuit Funding in Georgia

Pre-settlement funding for Georgia premises liability claims. Superior knowledge, Sturbridge Partners' negligent-security test, and the 50% bar explained.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Georgia law and funding terms: Premises Liability Funding

The Georgia rules that shape this claim

The rules below shape how a Georgia premises liability funding claim is underwritten and how quickly it can move toward resolution.

Statute of Limitations

Two years from the date of injury for a personal-injury claim (O.C.G.A. § 9-3-33).

Comparative Fault Rule

Georgia applies modified comparative negligence with a 50% bar — a plaintiff found 50% or more at fault recovers nothing (O.C.G.A. § 51-12-33). Georgia's premises-liability statute, O.C.G.A. § 51-3-1, requires a plaintiff to show the owner's knowledge of the hazard was superior to the plaintiff's own knowledge, and the Georgia Supreme Court held in Robinson v. Kroger Co., 268 Ga. 735, 493 S.E.2d 403 (1997), that this comparison is generally a jury question rather than one resolved on summary judgment except in plain and palpable cases. Georgia has one of the most developed bodies of negligent-security case law in the country, concentrated heavily in apartment-complex and commercial litigation: Sturbridge Partners, Ltd. v. Walker, 267 Ga. 785, 482 S.E.2d 339 (1997), held that foreseeability of a third-party criminal act is established primarily through evidence of prior substantially similar crimes occurring on or near the premises, with the similarity, proximity in time and location, and frequency of those prior incidents all bearing on whether the specific act that injured the plaintiff was foreseeable to the owner.

Damages Caps

No general statutory cap on economic or non-economic damages in an ordinary premises-liability claim.

Pre-Judgment Interest

Generally unavailable before judgment on unliquidated tort damages; Georgia's offer-of-settlement statute (O.C.G.A. § 9-11-68) can instead expose a party to fees and expenses for rejecting a reasonable settlement offer, which functions as a related settlement-pressure mechanism.

Venue

Proper in the county of the defendant's residence (Ga. Const. art. VI, § II; O.C.G.A. § 9-10-31).

Funding-Specific Statute

Georgia regulates consumer litigation funding under the Georgia Courts Access and Consumer Protection Act (SB 69), O.C.G.A. Title 7, Ch. 10, §§ 7-10-1 et seq.. No fixed percentage or APR cap.

State law

How Georgia regulates consumer legal funding

Statute
Georgia Courts Access and Consumer Protection Act (SB 69). O.C.G.A. Title 7, Ch. 10, §§ 7-10-1 et seq..
Rate or fee limit
No fixed percentage or APR cap. A financier's recovery is limited to a "proportional share" of proceeds rather than a numeric ceiling; financings of $25,000 or more can trigger joint-and-several liability for frivolous-litigation sanctions.
Disclosure
Written agreement with required consumer disclosures; 5-day right to cancel without penalty; agreements of $25,000+ are discoverable in the underlying case; financiers must register with the Georgia Dept. of Banking and Finance via NMLS; foreign-government-affiliated financiers are barred.

Reviewed September 17, 2026. Legal information, not legal advice.

Terms

How terms are set for Georgia plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Typical timeline

Because Sturbridge Partners requires a fact-intensive showing of substantially similar prior incidents, and because Georgia negligent-security defendants routinely include an apartment owner, a management company, and sometimes a separately contracted security vendor, these claims generally take longer to develop and resolve than a claim built around a single visible structural defect.

How Georgia law affects funding this claim

What counts as a "substantially similar" prior incident under Sturbridge Partners v. Walker?

Georgia courts compare the nature, location, and timing of prior crimes on or near the property to the incident that injured the plaintiff — a pattern of similar armed robberies or assaults in the same parking area, for example, supports foreseeability, while an unrelated or geographically distant crime generally does not.

Building this record is usually the central task in a Georgia negligent-security claim: police-call logs, prior tenant complaints, and any security assessments the property commissioned all bear directly on whether the specific harm was foreseeable to the owner.

Why does Robinson v. Kroger matter even in a case that looks superior-knowledge-heavy?

Robinson directed Georgia courts to treat comparisons of the owner's and plaintiff's knowledge as jury questions in all but the clearest cases, which keeps most contested negligent-security claims from being resolved early on summary judgment.

That gives a Georgia claim more room to develop through discovery than the "superior knowledge" label might otherwise suggest, particularly where the plaintiff had no specific reason to expect the criminal act that occurred.

How does the 50% bar interact with the substantially-similar-incident standard?

Georgia bars recovery once a plaintiff is found 50% or more at fault — a lower threshold than the 51% used in many neighboring states — so a defendant's argument that the plaintiff ignored a known risk carries slightly more weight at the margin.

Combined with the substantially-similar-incident foreseeability requirement, the comparative evidence of what each side knew and should have anticipated about the specific risk is the central battleground in most contested Georgia negligent-security claims.

FAQ

Premises Liability Funding questions in Georgia

Sources & references

O.C.G.A. § 9-3-33 · O.C.G.A. § 51-12-33 · O.C.G.A. § 51-3-1 · Robinson v. Kroger Co., 268 Ga. 735, 493 S.E.2d 403 (1997) · Sturbridge Partners, Ltd. v. Walker, 267 Ga. 785, 482 S.E.2d 339 (1997) · O.C.G.A. § 9-11-68 · Ga. Const. art. VI, § II · O.C.G.A. § 9-10-31

Reviewed September 17, 2026. Legal information, not legal advice.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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