Pre-settlement funding for premises liability plaintiffs.
Slip and fall, negligent security, inadequate maintenance, and construction site injuries. Funding available for qualifying premises liability claims, subject to state availability.
Premises liability cases cover a wide range of incidents where a property owner's negligence caused an injury: slip and fall accidents on wet floors or icy sidewalks, negligent security in parking lots or apartment complexes, elevator and escalator injuries, swimming pool accidents, and construction site incidents. Liability depends on the plaintiff's status (invitee, licensee, or trespasser) and the specific duty of care applicable in the jurisdiction.
Not every claim is a fit for funding. The factors below are the ones our underwriting team weighs most heavily when evaluating this case type. Meeting them does not guarantee approval, but it indicates a claim well-suited for a pre-settlement advance.
Premises liability underwriting centers on notice — whether the owner knew or should have known of the hazard — and on the plaintiff's status on the property, which sets the duty of care. We assess the strength of the notice evidence, the property owner's coverage, and the documented injury, then model expected net recovery against comparable premises claims in the jurisdiction. Commercial defendants with clear notice and documented injuries underwrite more readily than residential or low-coverage matters.
Premises liability claims generally resolve within 12 to 30 months depending on the disputed facts and the severity of the injury.
Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.