Slip & Fall Accident Funding in Georgia

Georgia Slip and Fall Accident Funding

State rules that shape pre-settlement funding for Georgia slip and fall claims. The superior-knowledge premises standard, 50% comparative-fault bar, and 2-year SOL explained.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Georgia law and funding terms: Slip & Fall Accident Funding

The Georgia rules that shape this claim

The rules below shape how a Georgia slip & fall accident funding claim is underwritten and how quickly it can move toward resolution.

Statute of Limitations

Two years from the date of the fall for a personal-injury claim (O.C.G.A. § 9-3-33). Georgia applies the general personal-injury limitations period rather than a distinct premises-liability statute.

Comparative Fault Rule

Georgia applies modified comparative negligence with a 50% bar: a plaintiff who is 50% or more at fault recovers nothing (O.C.G.A. § 51-12-33). Georgia's premises-liability statute, O.C.G.A. § 51-3-1, requires the plaintiff to show the owner had knowledge of the hazard superior to the plaintiff's own knowledge — the "superior knowledge" doctrine. Under Robinson v. Kroger Co., 268 Ga. 735, 493 S.E.2d 403 (1997), the Georgia Supreme Court held that whether a plaintiff exercised reasonable care for their own safety, and whether the plaintiff's knowledge of the hazard equaled or exceeded the owner's, are generally jury questions rather than grounds for summary judgment except in plain and palpable cases, giving Georgia claims more room to survive dispositive motions than the superior-knowledge label might suggest.

Damages Caps

No statutory cap on economic or non-economic damages in an ordinary premises-liability slip-and-fall case.

Pre-Judgment Interest

Pre-judgment interest is generally unavailable before judgment on unliquidated tort damages; Georgia's offer-of-settlement statute (O.C.G.A. § 9-11-68) can instead expose a party to fees and expenses for rejecting a reasonable settlement offer, which functions as a related settlement-pressure mechanism.

Venue

Proper in the county of the defendant's residence (Ga. Const. art. VI, § II; O.C.G.A. § 9-10-31).

Funding-Specific Statute

Georgia regulates consumer litigation funding under the Georgia Courts Access and Consumer Protection Act (SB 69), O.C.G.A. Title 7, Ch. 10, §§ 7-10-1 et seq.. No fixed percentage or APR cap.

State law

How Georgia regulates consumer legal funding

Statute
Georgia Courts Access and Consumer Protection Act (SB 69). O.C.G.A. Title 7, Ch. 10, §§ 7-10-1 et seq..
Rate or fee limit
No fixed percentage or APR cap. A financier's recovery is limited to a "proportional share" of proceeds rather than a numeric ceiling; financings of $25,000 or more can trigger joint-and-several liability for frivolous-litigation sanctions.
Disclosure
Written agreement with required consumer disclosures; 5-day right to cancel without penalty; agreements of $25,000+ are discoverable in the underlying case; financiers must register with the Georgia Dept. of Banking and Finance via NMLS; foreign-government-affiliated financiers are barred.

Reviewed September 17, 2026. Legal information, not legal advice.

Terms

How terms are set for Georgia plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Typical timeline

Because Robinson v. Kroger keeps most superior-knowledge disputes in front of a jury rather than resolving them on summary judgment, Georgia cases with a genuinely disputed notice record tend to run through a fuller litigation timeline than cases with a clear, undisputed hazard history.

How Georgia law affects funding this claim

What does "superior knowledge" mean for a Georgia slip-and-fall claim?

Georgia requires showing the property owner's knowledge of the hazard exceeded the plaintiff's own knowledge of the same condition before the fall. If the plaintiff knew as much or more about the danger than the owner did, the underlying claim is meaningfully weakened at the outset.

This framework sounds more defense-friendly than it actually plays out in practice. Robinson v. Kroger directed Georgia courts to treat these comparisons as jury questions in all but the clearest cases, so a superior-knowledge argument alone rarely resolves a case before trial on summary judgment.

How does the 50% bar affect Georgia underwriting compared to other states?

Georgia bars recovery once a plaintiff is found 50% or more at fault, a slightly lower threshold for a complete bar than the 51% used in many neighboring modified-comparative states, though the practical underwriting difference between the two thresholds is usually fairly small in most cases.

Combined with the superior-knowledge standard, this makes the comparative evidence of what each side knew and should have noticed about the hazard the central factual battleground in most seriously contested Georgia premises claims. That evidence typically drives both liability and fault-allocation outcomes together.

What is the status of Georgia's 2025 tort-reform changes?

Georgia enacted significant tort-reform legislation in 2025 touching general civil-liability standards, and public reporting indicates a related measure addressing litigation-funding disclosure alongside it, though the precise interaction with slip-and-fall premises claims specifically remains an open item that still needs to be confirmed.

Given how recently this legislation passed, its practical effect on Georgia premises-liability litigation remains an evolving question for practitioners statewide. Any funding-disclosure obligations it creates should be confirmed directly against the enacted statutory text before being relied upon for a specific case or client.

FAQ

Slip & Fall Accident Funding questions in Georgia

Sources & references

O.C.G.A. § 9-3-33 · O.C.G.A. § 51-12-33 · O.C.G.A. § 51-3-1 · Robinson v. Kroger Co., 268 Ga. 735, 493 S.E.2d 403 (1997) · O.C.G.A. § 9-11-68 · Ga. Const. art. VI, § II · O.C.G.A. § 9-10-31

Reviewed September 17, 2026. Legal information, not legal advice.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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