Pre-settlement funding: Premises Liability

Pre-settlement funding for slip and fall claims.

How pre-settlement funding works for individuals injured in slip and fall accidents on commercial or residential property. Non-recourse funding is repaid only from settlement proceeds.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Overview

How slip and fall cases are reviewed

Slip and fall accidents are among the most common personal injury claims, arising when a property owner's negligence — wet floors, uneven walkways, missing handrails, inadequate lighting, icy surfaces — causes a visitor or customer to fall and sustain injury. These cases are governed by premises liability law, which requires proving the property owner knew or should have known about the hazardous condition and failed to remedy it. Slip and fall cases can involve grocery stores, restaurants, retail centers, apartment complexes, parking lots, and private residences.

Wet floors, spilled liquids, and recently mopped surfaces without adequate warning
Uneven pavement, broken sidewalks, potholes, and outdoor trip hazards
Missing or broken handrails on stairs and escalators
Inadequate lighting in parking structures, stairwells, and walkways
Icy and snow-covered surfaces on commercial property
Retail stores, grocery chains, restaurants, hotels, and apartment complexes
Qualifying criteria

What makes a qualifying case

Not every claim is a fit for funding. These are the factors our review weighs most heavily for this case type. Meeting them does not guarantee that a provider will fund.

Evidence the property owner knew or should have known of the hazard — wet floor, ice, broken stair, poor lighting — and failed to act
A documented injury (fracture, hip, wrist, back, or head injury) supported by medical treatment
A commercial or insured property owner with available liability coverage
Retained contingency counsel actively pursuing the claim

Requirement 1

Active, filed claim with retained contingency counsel

Requirement 2

Documented injury with corresponding medical treatment

Requirement 3

Insured or solvent property owner with evidence of notice

Terms

How terms are set

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Process

How the process works for slip and fall claims

  1. STEP 1
    Apply
    Submit basic case information. No financial documents required. Your attorney does the rest.
  2. STEP 2
    Documentation
    Your attorney provides the incident report, medical records, photos of the hazard (if available), and liability assessment.
  3. STEP 3
    Provider decision
    Independent capital providers review the file, decide whether to fund and set their own terms. Criterica Capital does not make the funding decision.
  4. STEP 4
    Provider agreement
    If a provider funds the case, the provider's agreement states how and when funds are paid.
Underwriting

How we underwrite this case type

Slip and fall underwriting turns on notice of the hazardous condition and the documentation establishing it — incident reports, witness statements, or surveillance footage. We weigh any comparative-fault exposure, the property owner's coverage, and the documented injury, then model expected net recovery against comparable premises outcomes. Commercial defendants with clear notice and well-documented injuries underwrite most readily.

Typical timeline

Slip and fall claims generally resolve within 12 to 24 months depending on the disputed facts and injury severity.

By state

Slip & Fall Accident Funding by state

Statutes of limitations, comparative-fault rules and damages caps for this case type vary by state. Select a state for the rules that apply.

FAQ

Slip & Fall Accident Funding: common questions

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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