Pre-settlement funding for Jones Act and maritime injury plaintiffs.
Federal maritime law claims for seamen, offshore workers, and maritime employees injured in the course of their employment. Non-recourse advances for qualified maritime plaintiffs.
The Jones Act (46 U.S.C. § 30104) provides a federal negligence remedy for seamen injured in the course of their employment on vessels in navigable waters. Unlike workers' compensation, the Jones Act requires proving employer negligence — but allows recovery for pain and suffering, lost wages, and medical expenses. Maritime plaintiffs are also entitled to maintenance and cure regardless of fault, and may have additional unseaworthiness claims under general maritime law.
Not every claim is a fit for funding. The factors below are the ones our underwriting team weighs most heavily when evaluating this case type. Meeting them does not guarantee approval, but it indicates a claim well-suited for a pre-settlement advance.
Jones Act underwriting first confirms seaman status under the governing two-part test, then evaluates the negligence and unseaworthiness theories against the documented injury. We account for maintenance-and-cure benefits, which run in parallel and do not affect fundability, and model expected recovery — including pain and suffering, lost wages, and medical costs — against outcome data for comparable maritime claims.
Jones Act and maritime claims commonly resolve within 18 to 36 months depending on the contested issues and the severity of injury.