Pre-settlement funding: Motorcycle & Bicycle

Pre-settlement funding for motorcycle accident claims.

Motorcycle accident injuries are often more severe than car accident injuries. Pre-settlement funding helps plaintiffs cover medical bills and living expenses while their attorney pursues full recovery.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Overview

How motorcycle accident cases are reviewed

Motorcycle accident cases often involve catastrophic injuries — road rash, fractures, spinal injuries, TBI, and amputation — because riders lack the structural protection of an enclosed vehicle. Insurance disputes are common, as insurers frequently attempt to assign comparative fault to motorcyclists. These dynamics make motorcycle accident cases strong candidates for pre-settlement funding: the injuries are real, the damages are documented, and plaintiffs often have significant expenses during litigation.

All motorcycle types: street bikes, cruisers, sport bikes, touring bikes, and off-road vehicles
Lane-change accidents, left-turn collisions, highway incidents, and road hazard claims
Catastrophic injury cases including TBI, spinal cord injury, limb loss, and burns
Comparative fault defenses by insurers are common, so expected net recovery is the basis of review
Qualifying criteria

What makes a qualifying case

Not every claim is a fit for funding. These are the factors our review weighs most heavily for this case type. Meeting them does not guarantee that a provider will fund.

A collision in which another party bears fault and carries available insurance coverage
Documented injuries — road rash, fractures, spinal injury, TBI, or amputation — supported by medical records
A claim where comparative-fault arguments, if any, do not eliminate the expected recovery
Retained contingency counsel actively pursuing the claim

Requirement 1

Active, filed claim with retained contingency counsel

Requirement 2

Documented injury with corresponding medical treatment

Requirement 3

Identifiable at-fault party with insurance coverage

Terms

How terms are set

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Process

How the process works for motorcycle accident claims

  1. STEP 1
    Apply
    Submit your case information. Motorcycle accident cases are reviewed on the same basis as auto claims.
  2. STEP 2
    Attorney Coordination
    We work with your attorney to obtain injury documentation, the police report, and liability assessment.
  3. STEP 3
    Provider decision
    Independent capital providers review the file, decide whether to fund and set their own terms. Criterica Capital does not make the funding decision.
  4. STEP 4
    Provider agreement
    If a provider funds the case, the provider's agreement states how and when funds are paid.
Underwriting

How we underwrite this case type

Motorcycle claims often involve severe injuries and insurer attempts to assign rider fault. Our underwriting focuses on the strength of the liability evidence and the realistic comparative-fault allocation, then models expected net recovery against the documented injury and available coverage. Because injury severity is frequently high, well-documented liability cases can support substantial advances even where the insurer initially disputes fault.

Typical timeline

Motorcycle accident claims typically resolve within 12 to 30 months, with severe-injury cases trending toward the longer end.

By state

Motorcycle Accident Funding by state

Statutes of limitations, comparative-fault rules and damages caps for this case type vary by state. Select a state for the rules that apply.

FAQ

Motorcycle Accident Funding: common questions

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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