Cases We Fund›Commercial Vehicle

Pre-settlement funding for truck accident plaintiffs.

Accidents involving semi-trucks and commercial freight vehicles typically involve larger insurance policies, FMCSA regulations, and corporate defendants — and longer litigation timelines.

Overview

Truck accident cases — involving 18-wheelers, semi-trucks, flatbeds, tankers, and other commercial freight vehicles — are among the most complex personal injury matters. They frequently involve federal FMCSA regulations, black box data, multiple defendants (driver, carrier, shipper, manufacturer), and larger insurance coverage than standard auto accidents. The litigation timeline is typically longer, which makes pre-settlement funding particularly valuable for plaintiffs managing expenses while the case progresses.

What We Fund
18-wheelers, semi-trucks, box trucks, tankers, flatbeds, and other commercial vehicles
Federal carrier liability, FMCSA hours-of-service violations, and driver log disputes
Multiple defendant structures: driver, trucking company, shipper, and vehicle manufacturer
Higher insurance policy limits typically mean larger expected settlements
How It Works
01
Apply
Contact us with your case details. Truck accident cases are handled by our commercial vehicle underwriting team.
02
Documentation
Your attorney provides police report, carrier information, black box data (if available), and injury documentation.
03
Underwriting
We assess liability, expected recovery, and case timeline. Decisions typically within 24–48 hours.
04
Funding
Wire transfer to your bank account within one business day of approval.
What Makes a Qualifying Case

Not every claim is a fit for funding. The factors below are the ones our underwriting team weighs most heavily when evaluating this case type. Meeting them does not guarantee approval, but it indicates a claim well-suited for a pre-settlement advance.

A collision involving a commercial vehicle (semi, box truck, tanker, or fleet vehicle) with a solvent carrier or insurer
Evidence of carrier or driver fault — FMCSA hours-of-service violations, maintenance failures, or driver error
Serious documented injuries consistent with the forces involved in a commercial-vehicle collision
Retained contingency counsel actively litigating the claim
Our Underwriting Approach

Truck accident underwriting accounts for the larger insurance towers and the multi-defendant structure typical of commercial-vehicle claims. We evaluate FMCSA compliance evidence, available black-box and ELD data, and the allocation of fault among driver, carrier, and shipper. Because policy limits are higher, expected recoveries are larger, but the longer litigation timeline and the complexity of corporate defendants are priced into our assessment using outcome data for comparable commercial-vehicle cases.

Typical Timeline

Commercial truck claims commonly take 18 to 36 months given the multi-defendant structure and the volume of regulatory discovery involved.

What You'll Need
01
Active claim against an identified carrier or commercial insurer
02
Documented serious injury with ongoing or completed treatment
03
Retained contingency counsel and preserved physical and electronic evidence
Common Questions

Case-specific questions about this type of claim.

Full FAQ →
Are truck accident cases harder to fund?
Not harder — but underwriting is more detailed. The complexity of the defendant structure and longer expected timeline are factored into the advance amount and terms. Cases with clear FMCSA violations and documented injuries are well-suited for funding.
Can I get additional funding as my case progresses?
Yes, subject to re-underwriting. If your case has progressed significantly — additional discovery, expert reports, or settlement negotiations initiated — additional advances may be available.
Ready to apply?
Applications take less than five minutes. Decisions within 24 hours in most cases.
Apply for Funding