Pre-settlement funding rules in Tennessee.
Tennessee has a 1-year statute of limitations for personal injury claims, one of the shorter timeframes in the country. Criterica Capital prices matters here from the court record and brings them to capital partners built for each transaction.
Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.
Bills do not wait for your case.
Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.
Case types reviewed in Tennessee
Each request is reviewed on its own facts and on Tennessee rules.
How Tennessee regulates consumer legal funding
Reviewed September 17, 2026. Legal information, not legal advice.
The Tennessee courts
Reviewed September 17, 2026. Read the full Tennessee court profile on Criterica Intelligence
How terms are set for Tennessee plaintiffs
Rates and terms are set by the capital provider and written in the provider’s agreement before signing.
How the process works in Tennessee
- STEP 1Apply onlineSubmit your case information in minutes. No credit check and no financial documents required.
- STEP 2Attorney reviewCriterica Capital contacts your attorney directly to obtain case documentation for review.
- STEP 3Provider decisionIndependent capital providers decide whether to fund and set their own terms. Timing depends on the case and on the provider.
- STEP 4Provider agreementIf a provider funds the case, the provider's agreement states how and when funds are paid.
Tennessee funding questions
Criterica Capital prices matters here from the court record and brings them to capital partners built for each transaction. Tennessee regulates consumer litigation funding under the Litigation Financing Consumer Protection Act, Tenn. Code Ann. §§ 47-16-101–110. A litigation financier may charge a consumer an annual fee of no more than 10% of the original amount provided — structured as a maximum yearly fee of $360 per $1,000 provided — for up to 3 years, charged only once per year per claim regardless of the number of transactions on that claim. Champerty is a disfavored, narrow doctrine in modern Tennessee practice. No reported Tennessee decision treats non-recourse third-party litigation funding, standing alone, as champertous — the doctrine's modern application is generally limited to a party that acquires a claim for the primary purpose of controlling and profiting from litigation it has no independent interest in.
Rates and terms are set by the capital provider and written in the provider's agreement before signing. A litigation financier may charge a consumer an annual fee of no more than 10% of the original amount provided — structured as a maximum yearly fee of $360 per $1,000 provided — for up to 3 years, charged only once per year per claim regardless of the number of transactions on that claim. Where a state sets a lower limit, the state limit applies.
Criterica Capital reviews the request and the case information your attorney provides, and may introduce qualified matters to independent capital providers. Providers make their own decisions, set their own terms and fund. Timing depends on the case, the documents and the provider.
Non-recourse funding is repaid only from a recovery. If the case does not produce one, nothing is owed under the agreement. The provider's agreement states the terms.
Your attorney must be retained and involved. Criterica Capital works through your attorney, who provides the case documentation for review. No fee is charged to the attorney.
Whether a second advance is possible depends on the provider and on the remaining net recovery after the first advance is repaid. Every funding agreement is disclosed to your attorney.
Reviewed September 17, 2026. Legal information, not legal advice.