Pre-settlement funding for product liability plaintiffs.
Injuries caused by defective products, dangerous design, manufacturing failures, or inadequate warnings. Funding for individual plaintiffs in product liability litigation.
Product liability cases arise when a defective or dangerous product causes injury or death. The three primary theories of liability are design defect (the product was inherently dangerous as designed), manufacturing defect (the specific product deviated from its intended design), and failure to warn (the product lacked adequate instructions or safety warnings). These cases often involve institutional defendants with significant legal resources, making funding for plaintiffs particularly valuable.
Not every claim is a fit for funding. The factors below are the ones our underwriting team weighs most heavily when evaluating this case type. Meeting them does not guarantee approval, but it indicates a claim well-suited for a pre-settlement advance.
Product liability underwriting evaluates the strength of the defect theory and the likelihood of establishing it, often through expert analysis, against the documented injury and the defendant's available coverage. We assess whether the product has been preserved, whether the liability theory is design, manufacturing, or warning-based, and the manufacturer's solvency, then model expected recovery using outcome data for comparable product claims.
Product liability cases commonly take 24 to 48 months given the expert discovery required to establish the defect.