Premises Liability Funding in Pennsylvania

Pennsylvania Premises Liability Funding

Pre-settlement funding for Pennsylvania premises liability claims. Restatement § 344 negligent security, the 51% bar, and mandatory delay damages explained.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Pennsylvania law and funding terms: Premises Liability Funding

The Pennsylvania rules that shape this claim

The rules below shape how a Pennsylvania premises liability funding claim is underwritten and how quickly it can move toward resolution.

Statute of Limitations

Two years from the date of injury for a negligence/premises-liability claim (42 Pa. Cons. Stat. § 5524).

Comparative Fault Rule

Pennsylvania applies modified comparative negligence with a 51% bar — a plaintiff found 51% or more responsible recovers nothing (42 Pa. Cons. Stat. § 7102). Pennsylvania retains the traditional invitee/licensee/trespasser categories and follows the Restatement (Second) of Torts for possessor liability, including § 344, which addresses a business's duty to protect invitees from the accidental, negligent, or intentional harmful acts of third persons — the leading negligent-security theory in the state. Pennsylvania's Supreme Court adopted this framework in Feld v. Merriam, 506 Pa. 383, 485 A.2d 742 (1984), a case involving an assault in an apartment complex parking area, holding that a landlord's duty to provide security measures depends on whether the landlord knew or had reason to know of a likelihood of conduct on the part of third persons that would endanger the safety of a visitor — a standard generally established through evidence of prior similar crimes or an otherwise-known pattern of danger on the property, rather than through the mere fact that crime occurs in the surrounding area.

Damages Caps

No statutory cap on damages in an ordinary premises-liability case; the Pennsylvania Constitution independently prohibits caps on damages for personal injury or death (Pa. Const. art. III, § 18).

Pre-Judgment Interest

Traditional pre-judgment interest on unliquidated tort damages is not awarded, but "delay damages" under Pa. R. Civ. P. 238 function similarly, adding to a verdict based on the period the case was pending, subject to specific tolling rules.

Venue

Proper in the county where the cause of action arose or where the defendant regularly conducts business (Pa. R. Civ. P. 1006).

Funding-Specific Statute

Pennsylvania has no dedicated consumer litigation funding statute. No statutory cap identified.

State law

How Pennsylvania regulates consumer legal funding

Statute
Pennsylvania has no dedicated consumer litigation funding statute.
Rate or fee limit
No statutory cap identified. Pennsylvania has no statute specific to consumer litigation funding.
Disclosure
None required by a litigation-funding-specific statute. Pennsylvania courts have historically scrutinized some funding agreements on champerty grounds under common law.
Source
No Pennsylvania statute identified — common law governs

Reviewed September 17, 2026. Legal information, not legal advice. This entry is flagged for independent confirmation against the primary source.

Terms

How terms are set for Pennsylvania plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Typical timeline

Because a Restatement § 344 negligent-security claim turns on what the landlord or business specifically knew or had reason to know, and often involves a property owner, a management company, and sometimes a separate security contractor, these cases typically require more extensive discovery — and more time — than a claim built around a single, visible structural defect.

How Pennsylvania law affects funding this claim

What does Feld v. Merriam require to establish a landlord's duty to provide security?

Feld adopted the Restatement (Second) of Torts § 344 standard, requiring proof the landlord knew or had reason to know of a likelihood that third-party criminal conduct would endanger visitors — not merely that crime occurs in the surrounding neighborhood.

This makes documentation specific to the property — prior police calls, incident reports, complaints about broken locks or inadequate lighting in the exact area where the harm occurred — more valuable than general area crime statistics when building a Pennsylvania negligent-security claim.

How does the 51% bar affect a Pennsylvania negligent security claim?

Because a plaintiff found 51% or more responsible recovers nothing, a defendant's argument that the plaintiff ignored a warning or entered a restricted, poorly secured area functions as a potential complete bar rather than a simple damages reduction.

Evaluating the realistic comparative-fault exposure alongside the strength of the § 344 foreseeability evidence is therefore a combined, not separate, underwriting question in a contested Pennsylvania claim.

Does it matter whether the defendant is the property owner or a hired security company?

Yes. A Pennsylvania negligent-security claim can name the property owner, the management company, and any independently contracted security firm, and the specific contractual allocation of security responsibility among them often shapes who bears primary liability.

Discovery frequently focuses on the security contract itself — what duties were delegated to the contractor, what the property owner retained control over, and whether staffing levels matched what was promised.

FAQ

Premises Liability Funding questions in Pennsylvania

Sources & references

42 Pa. Cons. Stat. § 5524 · 42 Pa. Cons. Stat. § 7102 · Restatement (Second) of Torts § 344 · Feld v. Merriam, 506 Pa. 383, 485 A.2d 742 (1984) · Pa. Const. art. III, § 18 · Pa. R. Civ. P. 238 · Pa. R. Civ. P. 1006

Reviewed September 17, 2026. Legal information, not legal advice.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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