Premises Liability Funding in Texas

Premises Liability Lawsuit Funding in Texas

Pre-settlement funding for Texas premises liability claims. The Del Lago and Timberwalk negligent-security foreseeability tests and the 51% bar explained.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Texas law and funding terms: Premises Liability Funding

The Texas rules that shape this claim

The rules below shape how a Texas premises liability funding claim is underwritten and how quickly it can move toward resolution.

Statute of Limitations

Two years from the date of injury for a premises-liability/negligence claim (Tex. Civ. Prac. & Rem. Code § 16.003).

Comparative Fault Rule

Texas applies modified comparative responsibility with a 51% bar — a plaintiff found 51% or more responsible recovers nothing (Tex. Civ. Prac. & Rem. Code § 33.001). Texas has not adopted a unified duty standard: it retains the traditional invitee/licensee/trespasser framework, and a commercial invitee is owed a duty to be warned of or protected from unreasonably dangerous conditions the owner knew or should have known about, with ordinary hazards governed by the "time-notice" constructive-knowledge rule of CMH Homes, Inc. v. Daenen, 15 S.W.3d 97 (Tex. 2000). Negligent-security claims layer an additional, more demanding foreseeability inquiry on top of that framework: Del Lago Partners, Inc. v. Smith, 307 S.W.3d 762 (Tex. 2010), held that a business's duty to intervene in a developing altercation arises once the risk of harm becomes clear and imminent — foreseeability builds as a situation escalates, not merely because violence is generally possible on the premises — while Timberwalk Apartments, Partners, Inc. v. Cain, 972 S.W.2d 749 (Tex. 1998), set out the specific factors Texas courts use to judge foreseeability of a third-party crime against an apartment complex or similar landlord: the proximity, recency, frequency, similarity, and publicity of prior criminal acts on or near the property. Together, these make the prior-incident record and the specific timeline of the triggering event central to any Texas negligent-security claim.

Damages Caps

No general statutory cap on economic or non-economic damages in an ordinary premises-liability claim.

Pre-Judgment Interest

Generally accrues beginning roughly 180 days after the earlier of the claim notice date or the filing of suit, running until judgment, under Tex. Fin. Code §§ 304.104–304.108.

Venue

Proper in the county of the defendant's residence or where a substantial part of the events giving rise to the claim occurred (Tex. Civ. Prac. & Rem. Code § 15.002).

Funding-Specific Statute

Texas has no dedicated consumer litigation funding statute. No statutory cap.

State law

How Texas regulates consumer legal funding

Statute
Texas has no dedicated consumer litigation funding statute.
Rate or fee limit
No statutory cap. Texas has no enacted consumer litigation funding statute — a 2015 bill (H.B. 3454) died in committee and was never revived. Texas courts have instead addressed non-recourse funding through case law treating it as distinct from a "loan" under usury law.
Disclosure
None required by statute.

Reviewed September 17, 2026. Legal information, not legal advice.

Terms

How terms are set for Texas plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Typical timeline

Because Del Lago and Timberwalk both require reconstructing a detailed factual record — how a specific incident escalated, or how a pattern of prior crimes developed over time — negligent-security claims against an apartment complex, bar, or shopping center typically require more extensive discovery, and take longer to resolve, than a standard hazard-based premises claim.

How Texas law affects funding this claim

What does the Timberwalk foreseeability test require in a negligent-security claim?

Texas courts weigh the proximity, recency, frequency, similarity, and publicity of prior crimes on or near the property to decide whether the criminal act that injured you was foreseeable to the landlord or business.

A single unrelated crime from years earlier carries far less weight than a documented pattern of similar assaults or robberies in the months before the incident, so building the prior-incident record — police reports, incident logs, and any security assessments already on file — is one of the first steps in evaluating a Texas negligent-security claim.

How does Del Lago's "escalating" standard apply outside a bar fight?

Del Lago Partners v. Smith held that a duty to intervene in developing violence attaches once the danger becomes apparent, not from the moment a property opens its doors — a principle Texas courts have extended to other venues where staff had time to observe and respond to a worsening situation.

This means the timeline of what staff saw and when — security-camera footage, radio logs, witness accounts of any warning signs — is often more decisive than the ultimate severity of the injury in establishing Texas negligent-security liability.

How does the 51% bar interact with a multi-defendant negligent-security case?

Where a property owner, management company, and a separately contracted security firm are all named, Texas juries can allocate responsibility percentages among all of them, and a plaintiff found 51% or more responsible for their own injury still recovers nothing.

That makes both the comparative-fault exposure and the allocation of responsibility among co-defendants — who controlled staffing, who set the security budget, who was actually present — determinative questions in funding a Texas premises case involving more than one potentially liable party.

FAQ

Premises Liability Funding questions in Texas

Sources & references

Tex. Civ. Prac. & Rem. Code § 16.003 · Tex. Civ. Prac. & Rem. Code § 33.001 · CMH Homes, Inc. v. Daenen, 15 S.W.3d 97 (Tex. 2000) · Del Lago Partners, Inc. v. Smith, 307 S.W.3d 762 (Tex. 2010) · Timberwalk Apartments, Partners, Inc. v. Cain, 972 S.W.2d 749 (Tex. 1998) · Tex. Fin. Code §§ 304.104–304.108 · Tex. Civ. Prac. & Rem. Code § 15.002

Reviewed September 17, 2026. Legal information, not legal advice.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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