Slip & Fall Accident Funding in California

California Slip and Fall Accident Funding

State rules that shape pre-settlement funding for California slip and fall claims. Pure comparative negligence, a 2-year SOL, and Consumer Litigation Funding Act terms explained.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

California law and funding terms: Slip & Fall Accident Funding

The California rules that shape this claim

The rules below shape how a California slip & fall accident funding claim is underwritten and how quickly it can move toward resolution.

Statute of Limitations

Two years from the date of the fall for a premises-liability/negligence claim (Cal. Civ. Proc. Code § 335.1). California does not maintain a separate statute of limitations for premises or slip-and-fall claims — the general personal-injury period governs.

Comparative Fault Rule

California applies pure comparative negligence: a plaintiff's recovery is reduced by their assigned percentage of fault but is never barred outright, no matter how large that percentage is (Li v. Yellow Cab Co., 13 Cal. 3d 804 (1975)). Under the general duty framework of Rowland v. Christian, 69 Cal. 2d 108 (1968), an open and obvious hazard does not automatically defeat a premises claim or eliminate the owner's duty of care; it is instead weighed as evidence bearing on foreseeability, breach, and the plaintiff's own share of fault, which a jury allocates rather than a court resolving on the pleadings.

Damages Caps

No statutory cap on economic or non-economic damages in an ordinary premises-liability slip-and-fall case.

Pre-Judgment Interest

Pre-judgment interest is generally unavailable on unliquidated damages such as pain and suffering in a personal-injury case; post-judgment interest accrues at 10% per year (Cal. Civ. Proc. Code § 685.010).

Venue

Filed in California Superior Court in the county where the injury occurred or where the defendant resides or does business (Cal. Civ. Proc. Code § 395).

Funding-Specific Statute

California regulates consumer litigation funding under the California Consumer Legal Funding Act (AB 931), Cal. Bus. & Prof. Code §§ 6250–6256. No percentage or APR cap.

State law

How California regulates consumer legal funding

Statute
California Consumer Legal Funding Act (AB 931). Cal. Bus. & Prof. Code §§ 6250–6256.
Rate or fee limit
No percentage or APR cap. Charges must follow a predetermined, time-based schedule rather than a percentage of recovery, compounding interest is banned, and charge accrual is capped at 36 months from funding.
Disclosure
Front-page disclosure of the funded amount and itemized one-time charges, the maximum total amount assignable, and a dated repayment schedule; statement that the funder has no role in settlement decisions; 5-business-day right to cancel without penalty.

Reviewed September 17, 2026. Legal information, not legal advice.

Terms

How terms are set for California plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Typical timeline

Cases where the property owner disputes actual or constructive notice of the hazard, or where the injury requires surgical repair rather than conservative treatment, run materially longer than clear-notice, soft-tissue claims.

How California law affects funding this claim

Does California's pure comparative negligence rule change how a slip-and-fall claim is funded?

Yes. Because assigned fault only reduces a plaintiff's recovery rather than eliminating it entirely, a California claim rarely becomes unfundable purely on a comparative-fault argument. Underwriting instead focuses on realistically sizing the expected fault reduction and how it interacts with the documented injury's overall settlement value.

A defendant arguing the plaintiff was inattentive to a visible hazard is arguing for a percentage reduction, not a complete bar to recovery. That distinction matters for funding structure: even a claim carrying meaningful comparative-fault exposure retains real value, so long as the underlying injury and liability evidence support a credible net recovery after that reduction is applied.

How does the notice standard affect a California premises claim's timeline and value?

California requires proof the property owner knew, or through reasonable inspection should have known, of the hazardous condition before the fall occurred. Cases turn heavily on incident reports, maintenance logs, and surveillance footage showing exactly how long the condition existed before the plaintiff encountered it.

Commercial defendants — grocery, retail, restaurant — typically maintain routine inspection and cleaning logs that either support or undercut a notice argument early in the case. Residential and smaller commercial owners often lack this documentation, which can extend discovery as the record is instead built through depositions and third-party subpoenas.

Does it matter whether the property is commercial or residential?

It affects the practical strength of the notice case more than the underlying legal standard itself, since the same actual-or-constructive-knowledge test applies to both property types. Commercial operators are generally held to routine, documented inspection practices that make constructive notice easier to establish or refute quickly.

A residential landlord's slip-and-fall exposure often depends on specific complaint history or a known, unrepaired defect. That evidence can take considerably longer to develop through discovery than a commercial defendant's standardized inspection records, which are frequently produced early in the case.

FAQ

Slip & Fall Accident Funding questions in California

Sources & references

Cal. Civ. Proc. Code § 335.1 · Li v. Yellow Cab Co., 13 Cal. 3d 804 (1975) · Rowland v. Christian, 69 Cal. 2d 108 (1968) · Cal. Civ. Proc. Code § 685.010 · Cal. Civ. Proc. Code § 395 · Cal. Bus. & Prof. Code §§ 6250–6256

Reviewed September 17, 2026. Legal information, not legal advice.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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