Florida Slip and Fall Accident Funding
State rules that shape pre-settlement funding for Florida slip and fall claims. The transitory-substance notice statute, 51% bar, and post-HB 837 2-year SOL explained.
Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.
Bills do not wait for your case.
Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.
The Florida rules that shape this claim
The rules below shape how a Florida slip & fall accident funding claim is underwritten and how quickly it can move toward resolution.
Two years for a negligence claim accruing on or after March 24, 2023, following the shortening from four years under 2023's HB 837 (Fla. Stat. § 95.11). Claims accruing before that date remain subject to the prior four-year period — the accrual date, not the filing date, controls which limitations period applies.
Florida shifted from pure comparative negligence to a modified comparative-negligence, 51% bar system under HB 837 (Fla. Stat. § 768.81): a plaintiff found more than 50% at fault recovers nothing. Florida also has a distinctive, slip-and-fall-specific statute: Fla. Stat. § 768.0755 places the burden on the plaintiff, in a transitory-foreign-substance case at a business establishment, to prove the business had actual or constructive knowledge of the dangerous condition. Constructive knowledge can be shown circumstantially — that the substance was on the floor long enough that ordinary care should have discovered it, or that the condition occurred with regularity and was therefore foreseeable. This statute does not disturb the general common-law duty of care outside the transitory-substance context.
No statutory cap on economic or non-economic damages in an ordinary premises-liability slip-and-fall case (Florida's prior medical-malpractice non-economic caps were struck down and do not apply to general premises claims).
Pre-judgment interest is generally unavailable on unliquidated tort damages such as pain and suffering before a verdict is rendered.
Filed in the Florida county where the accident occurred or where the defendant resides, has its principal place of business, or maintains an agent (Fla. Stat. § 47.011).
Florida has no dedicated consumer litigation funding statute. No statutory cap.
How Florida regulates consumer legal funding
Reviewed September 17, 2026. Legal information, not legal advice.
How terms are set for Florida plaintiffs
Rates and terms are set by the capital provider and written in the provider’s agreement before signing.
The 2023 shift to a 51% comparative-fault bar and the transitory-substance notice statute both raise the stakes of a disputed liability record, so cases with contested notice evidence generally take longer to value and resolve than cases with clear video or inspection documentation.
What makes Florida's transitory-substance statute different from an ordinary notice standard?
Fla. Stat. § 768.0755 specifically governs falls caused by spilled liquids or similar substances at a business, putting the burden on the plaintiff to show the business knew or should have known of the hazard and failed to act on that knowledge in a timely way.
This is a narrower, more plaintiff-facing burden than the general common-law duty that applies to other hazard types, such as a broken step or a structural defect. Underwriting a Florida claim requires identifying which standard applies to the specific hazard at issue, since the evidence needed to satisfy each differs substantially.
How did the 2023 tort-reform law change Florida slip-and-fall exposure?
HB 837 moved Florida from pure comparative negligence to a 51% bar and shortened the general negligence statute of limitations from four years to two, for any claim accruing after March 24, 2023, a significant tightening of the rules for injured plaintiffs statewide going forward.
A claim that would have survived a 40% fault finding under the old pure-comparative regime is unaffected by the change. A claim where the plaintiff's share of fault approaches or exceeds half, however, is now at risk of a complete bar rather than simply a reduced recovery, a materially different calculus than before 2023.
Does the accrual date affect which rules apply to an older Florida claim?
Yes. Because HB 837 applies prospectively rather than retroactively, a fall that occurred before March 24, 2023 is generally still governed by the prior four-year limitations period and the pre-reform, pure comparative-fault framework that applied to Florida claims at that earlier time.
Confirming the exact accrual date and which statutory regime governs is a threshold step in any Florida claim. It changes both the filing deadline and the fault standard that will ultimately apply at trial, so it should be resolved before the case is otherwise evaluated.
Slip & Fall Accident Funding questions in Florida
For a fall occurring on or after March 24, 2023, Florida's statute of limitations is two years under the changes made by HB 837 (Fla. Stat. § 95.11). Falls occurring before that date generally remain subject to the prior four-year period, so the exact date of the accident determines which deadline applies and should be confirmed immediately.
Fla. Stat. § 768.0755 requires proving the business had actual or constructive knowledge of the dangerous condition before your fall occurred. Constructive knowledge can be shown by evidence the substance was on the floor long enough that reasonable care should have caught it, or that similar spills happened regularly enough at that location to be foreseeable to the business.
Florida is now a modified comparative-negligence state with a 51% bar under Fla. Stat. § 768.81: your recovery is reduced by your percentage of fault, but you recover nothing if a jury finds you more than 50% responsible for the fall. This changed from Florida's prior pure-comparative system as part of the 2023 reform.
No confirmed Florida statute specifically governing consumer pre-settlement litigation funding disclosures has been identified as of this writing. General Florida consumer-protection and contract law still applies to any funding agreement, and this should be reconfirmed periodically given how frequently state legislatures nationwide are introducing new litigation-funding disclosure bills for consideration.
Fla. Stat. § 95.11 · Fla. Stat. § 768.81 · Fla. Stat. § 768.0755 · Fla. Stat. § 47.011 · 2023 Fla. HB 837
Reviewed September 17, 2026. Legal information, not legal advice.
Request funding for your case.
Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.