Slip & Fall Accident Funding in Michigan

Michigan Slip and Fall Accident Funding

State rules that shape pre-settlement funding for Michigan slip and fall claims. The open-and-obvious "special aspects" exception, hybrid comparative fault, and 3-year SOL explained.

Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.

Bills do not wait for your case.

Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.

Michigan law and funding terms: Slip & Fall Accident Funding

The Michigan rules that shape this claim

The rules below shape how a Michigan slip & fall accident funding claim is underwritten and how quickly it can move toward resolution.

Statute of Limitations

Three years from the date of the fall for a negligence/premises-liability claim (Mich. Comp. Laws § 600.5805(2)). Michigan applies the general personal-injury limitations period rather than a distinct premises-liability statute.

Comparative Fault Rule

Michigan applies a hybrid comparative-fault system: pure comparative negligence for economic damages, but modified comparative negligence with a 51% bar for non-economic damages (Mich. Comp. Laws § 600.2959). Michigan's open-and-obvious danger doctrine can eliminate a possessor's duty to warn as a matter of law where the danger is open and obvious, unless the condition has "special aspects" that make it unreasonably dangerous despite its obviousness — for example, an unavoidable hazard or one posing a uniquely high risk of severe harm (Lugo v. Ameritech Corp., 464 Mich. 512, 629 N.W.2d 384 (2001)). As in Ohio, this can operate as a complete, dispositive bar rather than merely a comparative-fault factor, making the "special aspects" analysis central to Michigan slip-and-fall litigation.

Damages Caps

No statutory cap on economic or non-economic damages in an ordinary premises-liability slip-and-fall case (Michigan's damages caps under the Tort Reform Act apply to medical-malpractice actions, not general premises claims).

Pre-Judgment Interest

Pre-judgment interest generally accrues on a judgment from the date the complaint was filed, at statutory rates set under Mich. Comp. Laws § 600.6013.

Venue

Proper in the county where the defendant resides or conducts business, or where the claim arose (Mich. Comp. Laws § 600.1629).

Funding-Specific Statute

Michigan has no dedicated consumer litigation funding statute. No statutory cap.

State law

How Michigan regulates consumer legal funding

Statute
Michigan has no dedicated consumer litigation funding statute.
Rate or fee limit
No statutory cap. Michigan has no enacted consumer litigation funding statute; a bill (HB 5281) passed the House in 2026 but has not been signed into law.
Disclosure
None required by statute.

Reviewed September 17, 2026. Legal information, not legal advice.

Terms

How terms are set for Michigan plaintiffs

Rates and terms are set by the capital provider and written in the provider’s agreement before signing.

Term
How it works
Decision
Made by the independent capital provider, not by Criterica Capital
Advance size
Set by the capital provider
Pricing
Set by the capital provider and written in its agreement before signing
Repayment
Non-recourse funding is repaid only from a recovery. The provider’s agreement states the terms.
Typical timeline

Because Michigan's "special aspects" exception is a narrow, fact-specific inquiry that often decides the case on summary judgment, claims where that exception is genuinely arguable typically take longer to value and resolve than clear-cut hidden-hazard cases where no such dispute exists.

How Michigan law affects funding this claim

What are "special aspects" and why do they matter so much in Michigan?

Michigan's open-and-obvious doctrine can bar a claim entirely unless the hazard has special aspects, such as being effectively unavoidable or carrying an unusually severe risk of harm, that make it unreasonably dangerous despite being plainly visible to a reasonable person.

Lugo v. Ameritech narrowed this exception considerably, so a hazard being merely severe or visible is not enough on its own. The plaintiff generally must show the danger was either unavoidable given the property's layout or posed a uniquely high risk, such as a substantial drop-off disguised as an ordinary walkway.

How does Michigan's hybrid comparative-fault system affect a claim's value?

Economic damages, meaning medical bills and lost wages, are reduced under pure comparative fault and never barred outright, while non-economic damages such as pain and suffering are subject to a 51% bar that can eliminate that entire portion of the recovery.

This split means a Michigan claim can retain meaningful economic-damages value even where fault allocation would otherwise threaten the entire non-economic recovery. That is a meaningfully different risk profile than a single-track comparative-fault state uses for the same underlying facts.

Does the property type affect the special-aspects analysis?

Commercial premises with predictable, repeated traffic patterns, such as a single entrance built directly over an icy step, are more likely to support an "effectively unavoidable" argument than a residential property where alternative routes are readily available to a visitor.

This makes the specific layout and available alternatives at the property, not just the hazard itself, a key part of building a Michigan slip-and-fall claim. That evidence is often what determines whether a claim survives the open-and-obvious defense at summary judgment.

FAQ

Slip & Fall Accident Funding questions in Michigan

Sources & references

Mich. Comp. Laws § 600.5805(2) · Mich. Comp. Laws § 600.2959 · Lugo v. Ameritech Corp., 464 Mich. 512, 629 N.W.2d 384 (2001) · Mich. Comp. Laws § 600.6013 · Mich. Comp. Laws § 600.1629

Reviewed September 17, 2026. Legal information, not legal advice.

Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.

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