Texas Slip and Fall Accident Funding
State rules that shape pre-settlement funding for Texas slip and fall claims. Constructive-knowledge standard, 51% bar, 2-year SOL, and Finance Code Ch. 349 terms explained.
Non-recourse funding is repaid only from a settlement or award. Independent capital providers set the terms.
Bills do not wait for your case.
Rent, medical bills and living costs keep arriving while a case moves through the court. An advance against a pending case can cover them and is repaid only if the case produces a recovery.
The Texas rules that shape this claim
The rules below shape how a Texas slip & fall accident funding claim is underwritten and how quickly it can move toward resolution.
Two years from the date of the fall for a premises-liability/negligence claim (Tex. Civ. Prac. & Rem. Code § 16.003). Texas treats slip-and-fall as ordinary negligence for limitations purposes rather than defining a distinct premises-liability period.
Texas applies modified comparative responsibility with a 51% bar: a plaintiff found 51% or more responsible recovers nothing (Tex. Civ. Prac. & Rem. Code § 33.001). Texas premises law layers a duty-of-care and knowledge framework on top of that bar. A property owner owes an invitee a duty to protect against or warn of unreasonably dangerous conditions the owner actually knew about or should have discovered through reasonable inspection, an "actual or constructive knowledge" test articulated in Corbin v. Safeway Stores, Inc., 648 S.W.2d 292 (Tex. 1983). Constructive knowledge specifically requires evidence the hazard existed long enough that a reasonably prudent operator would have discovered it — the "time-notice" rule from CMH Homes, Inc. v. Daenen, 15 S.W.3d 97 (Tex. 2000) — which is often the central, most heavily litigated fact question in a Texas slip-and-fall case.
No statutory cap on economic or non-economic damages in an ordinary premises-liability slip-and-fall case.
Pre-judgment interest generally accrues beginning roughly 180 days after the earlier of the claim notice date or the filing of suit, running until the date of judgment, at rates set under Tex. Fin. Code §§ 304.104–304.108.
Proper in the county of the defendant's residence or where a substantial part of the events giving rise to the claim occurred, including the accident location (Tex. Civ. Prac. & Rem. Code § 15.002).
Texas has no dedicated consumer litigation funding statute. No statutory cap.
How Texas regulates consumer legal funding
Reviewed September 17, 2026. Legal information, not legal advice.
How terms are set for Texas plaintiffs
Rates and terms are set by the capital provider and written in the provider’s agreement before signing.
Because constructive knowledge in Texas turns on precisely how long a hazard was present, cases with strong time-and-location evidence, such as retained video or inspection sheets, tend to resolve faster than cases where that evidence is thin or disputed and requires extended discovery to reconstruct.
Why is the "time-notice" rule so central to funding a Texas slip-and-fall claim?
Texas requires proof the hazard existed long enough for a reasonable operator to have discovered and remedied it before the plaintiff's fall. Cases with clear video or log evidence of duration underwrite faster and more confidently than cases relying on circumstantial inference about how the hazard arose.
Under CMH Homes v. Daenen, a plaintiff cannot rely on the mere fact of a fall to establish notice. There must instead be specific evidence bearing on how long the condition was present, which makes early case evaluation heavily dependent on surveillance footage retention, incident-report timestamps, and employee inspection schedules.
How does the 51% bar interact with a disputed "open hazard" defense?
A defendant arguing the hazard was obvious is functionally arguing for allocation of responsibility above 51%, which would eliminate the plaintiff's recovery entirely rather than merely reduce it. That makes the fault allocation itself, not just the underlying liability, a determinative underwriting question in Texas.
Texas juries assign a responsibility percentage to each party in the case. A plaintiff found primarily responsible for failing to notice an obvious condition recovers nothing, which makes Texas materially less forgiving than pure comparative-fault states whenever the obviousness of the hazard is a genuinely live dispute.
Does the duty owed differ between commercial and residential property owners?
The invitee standard generally applies to customers of commercial premises, while a residential guest's legal status — invitee or licensee — affects the specific duty the owner owes. Commercial defendants are held to routine-inspection expectations that shape the constructive-knowledge analysis differently than a private residence would.
Grocery, retail, and restaurant defendants typically face a more developed body of Texas case law on inspection frequency and self-service risk. A residential premises case, by contrast, often turns on duty questions tied to the visitor's specific legal status on the property rather than a documented inspection routine.
Slip & Fall Accident Funding questions in Texas
Texas gives an injured person two years from the date of the fall to file suit under Civ. Prac. & Rem. Code § 16.003. Claims against a governmental unit carry separate, much shorter notice deadlines, often six months or less, that must be met independently of the two-year filing period, so government-owned or leased property should be flagged for review immediately after the fall.
Texas requires proof the owner had actual knowledge of the dangerous condition or constructive knowledge, meaning the condition existed long enough that a reasonably careful operator would have discovered it through routine inspection. This "time-notice" requirement, from CMH Homes, Inc. v. Daenen, is often the single most contested issue in a Texas slip-and-fall case and drives most early discovery.
Texas is a modified comparative-responsibility state with a 51% bar: your recovery is reduced by your assigned percentage of fault, but you recover nothing at all if you are found 51% or more responsible. This makes the degree of comparative fault a central underwriting factor in Texas, not just a routine damages adjustment applied at the end of the case.
No. Texas has no enacted consumer litigation funding statute — a 2015 bill (H.B. 3454) died in committee and was never revived. Texas courts have instead addressed non-recourse funding through case law treating it as distinct from a "loan" under usury law.
Tex. Civ. Prac. & Rem. Code § 16.003 · Tex. Civ. Prac. & Rem. Code § 33.001 · Corbin v. Safeway Stores, Inc., 648 S.W.2d 292 (Tex. 1983) · CMH Homes, Inc. v. Daenen, 15 S.W.3d 97 (Tex. 2000) · Tex. Fin. Code §§ 304.104–304.108 · Tex. Civ. Prac. & Rem. Code § 15.002
Reviewed September 17, 2026. Legal information, not legal advice.
Request funding for your case.
Pre-settlement funding is a non-recourse purchase of a portion of the proceeds of a pending legal claim — not a loan. If the case does not result in a recovery, nothing is owed. Rates, fees, and repayment terms are disclosed in full in the funding agreement, which the applicant’s attorney reviews before signing. Availability and terms vary by state.